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Unread 7 Feb 2006, 21:01   #1
pig
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I got a credit card today

Well actually its a replacement card to my old one as I accidentally broke that in half. However I have a feeling that I cant actually use it in public. Why you may ask?

Well its ****ing pink

yes Pink

PINK
PINK
PINK
PINK
PINK

Is this a good thing? I think not ;/

Imagine what my gf or friends will say when they see it or even when I hand it over to a hot girl in a shop.

Pink. Bloody Pink.

To make matters worse the Credit Card is "Virgin"

So its a PINK Virgin credit card.

So not only will they think im gay, but a gay virgin ;/
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Unread 7 Feb 2006, 21:13   #2
MrL_JaKiri
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Re: I got a credit card today

Very mature.
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Unread 7 Feb 2006, 21:14   #3
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Re: I got a credit card today

I remember I was looking at various card deals on the internet.

On the Capital One site, they give you an option of about 10 cards.

I remember thinking "why does it matter what it looks like?!"

Nevertheless, I did ponder over which one looked the coolest


(Now I just have a Halifax one and it's nice and normal).


On the topic of credit cards, I've got my first bill and I lost it so now I'm not sure when it's due
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Unread 7 Feb 2006, 22:15   #4
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Re: I got a credit card today

Ewwwwwww pink, you're a girlyman.
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Unread 7 Feb 2006, 22:27   #5
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Re: I got a credit card today

Now your cc matches your cheeks \o/
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Unread 7 Feb 2006, 22:34   #6
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Re: I got a credit card today

Quote:
Originally Posted by Alessio
Now your cc matches your cheeks \o/
Which ones? \o/
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Unread 7 Feb 2006, 23:55   #7
BlacK_Bengudo
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Re: I got a credit card today

you can use a black adhesive tape to cover it
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Unread 8 Feb 2006, 00:28   #8
meglamaniac
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Re: I got a credit card today

I have an HSBC current account with Switch (oh sorry, we're saying Maestro now aren't we), an HSBC Mastercard, and an HSBC ISA. The cards just look standard corporate stylee.

PS. Spot who can't be arsed to shop round the banks for deals.
PPS. Their online banking facilities are second to none tho.


[edit]
Also, credit cards are bad. I only ever use mine in two circumstances:
a) If I can't pay by sw... maestro
b) If I have reasons to be cautious (eg. unfamiliar intarweb shop) so I can do a chargeback if they try to **** me.

I never run up a debt on it and the few times it does get used, the balance is automatically paid off using my current account as soon as it's due - one of the benefits of having all your shit at the same bank.
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Unread 8 Feb 2006, 00:36   #9
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Re: I got a credit card today

I dont use mine its just to build up my credit rating, ie show that i can be responsible with credit etc..
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Unread 8 Feb 2006, 00:46   #10
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Re: I got a credit card today

Quote:
Originally Posted by pig
I dont use mine its just to build up my credit rating, ie show that i can be responsible with credit etc..
I wanted to do that, but I was too scared that they'd say "no decent income, so no credit card for you, me laddie", at which point my credit rating would tumble (and since I'd imagine it's at "zero" at the moment, this would mean I'd end up with a bad credit rating and wouldn't be able to borrow anything ever again*).

*I'll admit that this may be slight paranoia on my part.
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Unread 8 Feb 2006, 00:57   #11
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Re: I got a credit card today

Quote:
Originally Posted by pig
I dont use mine its just to build up my credit rating, ie show that i can be responsible with credit etc..
Given your past history with money, how likely is this?
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Unread 8 Feb 2006, 01:22   #12
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Re: I got a credit card today

Quote:
Originally Posted by Dead_Meat
Given your past history with money, how likely is this?
its become alot better, my past history was quite bad but well ive taken note of this and tried to rectify it

Quote:
Originally Posted by Proteus
I wanted to do that, but I was too scared that they'd say "no decent income, so no credit card for you, me laddie", at which point my credit rating would tumble (and since I'd imagine it's at "zero" at the moment, this would mean I'd end up with a bad credit rating and wouldn't be able to borrow anything ever again*).

*I'll admit that this may be slight paranoia on my part.
Apply at virgin.com they will give you one, hell they gave me one
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Unread 8 Feb 2006, 01:28   #13
Dante Hicks
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Re: I got a credit card today

Most credit card applications don't look at income, but you're credit history. My income is reasonably high, but my credit rating is so shit no-one will lend me anything. \o/
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