Thread: CCJ's
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Unread 12 Apr 2007, 11:55   #2
Dante Hicks
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Join Date: Jun 2001
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Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.Dante Hicks has ascended to a higher existance and no longer needs rep points to prove the size of his e-penis.
Re: CCJ's
90% of what debt collecting companies tell you in their demands are lies. I have been told for three years now that various companies are about to apply to court for a particular debt. It's still not happened yet. Obviously they have to threaten action because otherwise they'll be ignored.

Just make them a reasonable offer, send them evidence of your income / expenditure if you think that justifies your claim, and they probably won't apply to court. However, if they do, just pay off the full amount + costs before (or just after) the CCJ is made and it won't affect your credit rating in the same way a CCJ would.
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