Lloyds TSB are crap
 

First of all there profits go up 11%

Then they start charging people for credit card usage

Now I'm one of the (lucky?) 50,000 people who recieved a letter from Lloyds TSB saying that they were going to charge me £35 for the privilage of having a credit card with them. Needless to say that an hour later my credit card with them was cancelled. They say that it is for people who dont use it often yet I use it every month for train tickets (£40->£60) as well as large purchases such as laptops and mobiles.

Ergo Lloyds TSB are crap.

Re: Lloyds TSB are crap
 

What if the government took over all the banks. Where's the problem? :p

Re: Lloyds TSB are crap
 

well they dont suck as much as MBNA :P

its only a matter of time b4 they all start doing it because of the OFT making em drop their charges .

god bless the OFt and all who sail in her .. they are looking at the drug companies now !

Re: Lloyds TSB are crap
 

I can never tell if you're being serious or not. there is a real problem here. If there is a crackdown on one area in which they are ripping off cutomers then they raise charges elsewhere. Without a major overhaul of the rules there is not going to be any mesurable benefit for the consumer. It is also possible that a fixed charge per account will make the banks even more money.

Re: Lloyds TSB are crap
 

Use a building society

Building societies are shiny :))))

Re: Lloyds TSB are crap
 

don't have a credit card. Not being in debt is shiny.

Re: Lloyds TSB are crap
 

i've never had any problems with LTSB but I wouldn't take out a credit card with them.

I got myself an Egg one which gives me discounts and 1% back. Oh and 0% interest...


I think every bank is a bit shit to be honest. We have it really lucky in the UK - abroad the banks are much worse.

Re: Lloyds TSB are crap
 

Having a credit card does not mean you're in debt.

Re: Lloyds TSB are crap
 

And being in debt does not mean that you are in unmanageable or unplanned debt.

Re: Lloyds TSB are crap
 

I am kinda fond of the dutch banking system to be honest :)

Re: Lloyds TSB are crap
 

my friend work(ed) for llyods bank and has recently left in protest because they have started training their customer service reps (he was one of the guys you call up when you have a problem) to sell their credit cards which cost money, move their accounts around to incur charges and basically squeeze every penny they can out of their customers.

i.e. they are now making their SUPPORT team do SALES

LLyods TSB indeed suck.

Re: Lloyds TSB are crap
 

damn bastards. Only last week I got a credit card with them, one I dont really need but they didn't really ask me if i did want it. They said then I didn't have to use it. I feel lied to.